A Comfortable Retirement with Less superannuation

Written By Rael Solomon

CASE STUDY

This case study contrasts two retirement strategies: Mary relied solely on an account-based pension (ABP), while Colleen combined an ABP with an investment-linked annuity (ILA).

Despite starting with $111,000 less in superannuation, Colleen achieved the same annual income during retirement as Mary and enjoyed higher income security in later life.

Financial advisors can explore how blending income products enhances client outcomes while addressing longevity risk.

Did you know by including an investment-linked annuity in your retirement income portfolio, you can achieve the ASFA Comfortable Retirement Standard with significantly less in your superannuation account at retirement?

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Couple enjoying their retirement
Rael Solomon
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